[lightning]

Not a BMW but a KTM Duke 390, similar bike
With no NCB l wasn’t hopeful, and sure enough two well known UK companies (including the one who was insuring my classic Honda CB250RS for just over £100) quoted me around £400
With an excess of £600

I decided against buying the KTM
Then l called another well known company and they quoted £115, fully comprehensive and with only a £200 excess

 

[Cees Klumper]

NCB = No Claim Bonus?

Insurance costs vary wildly between countries, and even within countries. It pays to shop around, as you found. Do also read the fine print because premiums are only one side of this coin.